Stop Guessing Why Your Compensation Is Down.
QBI Tracker helps RVPs and agency leaders monitor persistency, take-in rates, submits, placements, lapses, and NTOs so they can improve QBI, maximize broker overrides, increase advances, and unlock higher bonuses.
Built by a former RVP using proven business quality practices developed through years of operational leadership, coaching, consulting, and collaboration with top-performing organizations.
Solo plans from $24/mo · Reps never billable · 14-day free trial.
Bad QBI doesn't just hurt your score.
It hurts your income.
Most agency leaders know their compensation is underperforming.
What they don't know is exactly why.
Poor persistency. Low take-in rates. Excessive lapses. Unproductive reps. The result:
- Reduced life insurance advances
- Lower broker overrides
- Missed bonus opportunities
- Unpredictable compensation
- Slower agency growth
The worst part? Most leaders don't discover the problem until after the damage has already been done.
See the impact before it hits your paycheck.
Upload your reports. QBI Tracker automatically analyzes QBI, persistency, take-in rates, submits, placements, lapses, and NTOs. So you know exactly:
Live R17 across every rep, refreshed the moment the firm's PDF lands.
Forecast future QBI, persistency, and compensation from today's activity.
Risk-banded reps, NTO and lapse fixes, ranked by their impact on your QBI.
Know what to fix.Know who to coach.Know how to grow.
Catch declining trends before they impact compensation.
Quickly identify who is writing quality business and who needs support.
See how today's activity affects future QBI, persistency, and compensation.
Make informed decisions that improve business quality and long-term income.
Know your numbers in minutes.
Not hours.
All your critical business quality metrics in one place. Penalty-floor bands surface trouble before you trip it. The 17-month rolling trend tells you whether you're climbing out, holding steady, or about to slip.
- ✓R17 totals refreshed the moment a PDF lands
- ✓Penalty-floor banding with custom thresholds
- ✓Rep, office, and organization drilldown in one click each level
- ✓Heat-map view ranks every rep by QBI band at a glance
Know where you're heading before you get there.
Model future outcomes based on submits, placements, lapses, and NTO activity. See exactly what each lever does to your compensation before you ask a rep to chase it.
- ✓Forecast QBI, persistency, and take-in from today's activity
- ✓Stack multiple levers in a single scenario
- ✓See how many months to hit any QBI target
- ✓Print or save the action plan as a PDF
Upload your data. The software handles the rest.
No spreadsheets. No formulas. No manual tracking. Drop the firm's report in, review the change summary, hit accept, and every compensation metric refreshes instantly.
- ✓Auto-detect new reps; suggest matches for renames
- ✓Bucketed change summary before anything writes
- ✓Roster cleanup tools built in, no spreadsheets needed
- ✓Re-import the same month safely; we de-dup
- Rep · S.M. · R1787.2 → 88.4
- Rep · J.T. · R1781.0 → 78.6
- Rep · Q.L. · new— → 69.5
See exactly which office is costing you money.
Understand how each shop's business quality is impacting your life insurance advances, broker overrides, and bonus opportunities. Stop guessing. Start managing.
- ✓Side-by-side comparison of every office
- ✓Owner-of-offices dashboard with filters that stick
- ✓Drill from org → office → rep in two clicks
- ✓Add offices on the fly, billed by office count
Focus your time where it creates the greatest impact.
Identify your top performers, your quality business producers, your persistency risks, and the reps who need coaching, instantly. Volume sizes the tile, QBI band paints it, and the people moving (or breaking) your check jump off the screen.
- ✓Volume share = tile size; QBI band = tile color
- ✓Filter to active reps or include the long tail
- ✓Pareto stats: how much of the book your top 20% carry
- ✓Click any tile to drop straight into that rep's history
- • 2 NTO call-backs this week protects 1.4% R17.
- • You're 4 submits short of pace — same as last month.
- • Persistency above shop average — keep doing what you're doing.
Prevent compensation erosion before it occurs.
Track placement performance in real time and monitor long-term persistency on every rep. Catch the trends that quietly drain your overrides, and put the talking points for the 1:1 right on the page.
- ✓Per-rep QBI / Taken / Persistency gauges
- ✓NTO and lapse fix progress bars ranked by QBI impact
- ✓Talking-points panel: what to do this week
- ✓Same data the manager sees; no shadow spreadsheet
Bulk-update the whole office in one screen.
Between firm statements, admins keep MTD numbers fresh in a single editable grid. Edit inline, see dirty rows highlighted, save them all at once. No spreadsheets, no round-tripping through reps.
- ✓Submits, Placed, NTOs, Lapses, all editable in one grid
- ✓Dirty rows highlighted so you can review before saving
- ✓Sort by name or Solution number, order sticks across sessions
- ✓Per-period editing so corrections never overwrite history
Built by someone who didn't just live the problem. He helped solve it across multiple organizations.
I spent years as an RVP and nearly a decade building and managing reporting systems, performance tracking, and operational infrastructure within one of the top-performing million-dollar-earner organizations.
Like many leaders, I experienced firsthand how poor persistency, low take-in rates, lapses, and NTOs could quietly reduce compensation, broker overrides, and bonus opportunities.
But my experience didn't stop with my own organization.
Over the years, I worked closely with administrative leaders, operations teams, and top-performing organizations to understand how they tracked business quality, identified problems early, and improved performance.
The strategies built into QBI Tracker are not based on theory. They're based on years of real-world experience, operational best practices, coaching, consulting, and feedback from leaders who managed large organizations and understood exactly what drives long-term business quality.
QBI Tracker combines those lessons into a single platform designed to help agency leaders understand their numbers, identify problems earlier, and make better decisions with confidence.
Why agency leaders trust QBI Tracker.
Built from nearly a decade of experience managing business quality metrics.
Developed using proven practices from multiple high-performing organizations.
Designed by a former RVP who understands the field, the numbers, and the compensation system.
Created from the real-world tools, spreadsheets, calculators, and reporting systems leaders relied on for years before they were transformed into software.
Focused on one thing: helping agency leaders improve business quality and maximize the compensation they've earned.
Take control of the numbers driving your compensation.
Stop waiting for monthly reports to tell you what already happened.
Start managing your QBI before it impacts your income.
14-day free trial · $0 charged today · Cancel anytime